Performance-Aligned Investment Opportunities
Transaction-level exposure with transparent returns. Partner with us for institutional-grade alternative investments.
Explore PartnershipInvestment Philosophy
We believe in performance-aligned investments where risk and reward are transparently shared. Every transaction is validated, every return is tied to real business outcomes.
Risk Alignment
Returns tied directly to transaction performance. We only profit when transactions succeed.
Transaction-Level Diversification
Each investment is a discrete transaction, not a blanket exposure to a single business.
Full Transparency
Complete visibility into transaction details, costs, revenues, and profit calculations.
Rigorous Validation
Every transaction verified with buyers, suppliers, and business documentation before deployment.
How It Works for Investors
Five-step process from partnership to profit distribution
Partnership Agreement
Initial consultation to understand investment objectives, risk appetite, and capital commitment capacity.
- Review investment thesis and alignment
- Discuss portfolio strategy and diversification
- Establish reporting and communication protocols
- Sign partnership agreement and legal documentation
Capital Commitment
Agree on capital allocation structure and deployment timeline.
- Define investment amount and tranches
- Set transaction size parameters (min/max)
- Establish sector preferences if applicable
- Capital held in segregated account until deployment
Transaction Selection
We present validated transaction opportunities matching your investment criteria.
- Receive transaction details and risk assessment
- Review SME background and transaction validation
- Approve or decline individual transactions
- Full transparency on profit-share terms
Capital Deployment
Approved capital deployed directly to verified suppliers for approved transactions.
- Funds transferred to supplier accounts
- Transaction monitoring begins
- Regular progress updates provided
- Real-time visibility via investor portal
Profit Distribution
Transaction completes, profit calculated, and returns distributed transparently.
- Transaction outcome documented
- Profit calculation shared with full breakdown
- Returns distributed within 5 business days
- Detailed reporting for portfolio tracking
Investment Performance Metrics
15%
Average Annual Returns
Across all completed transactions since inception
2.3%
Default Rate
Transaction validation reduces risk significantly
R500M+
Portfolio Deployed
Total capital deployed across 200+ transactions
200+
Transactions Funded
Diversified across industries and transaction types
Portfolio Approach
Professional management, institutional-grade processes
Diversification Strategy
Transaction-level exposure across multiple SMEs, industries, and transaction types
- No single-business concentration risk
- Cross-sector portfolio construction
- Varied transaction sizes and timelines
- Geographic diversification within South Africa
Risk Management
Rigorous validation and ongoing monitoring of every transaction
- Pre-deployment transaction verification
- Buyer/supplier creditworthiness checks
- Real-time transaction monitoring
- Early warning systems for delays
Reporting & Transparency
Complete visibility into portfolio performance and transaction details
- Monthly portfolio performance reports
- Transaction-level profit/loss statements
- Real-time investor portal access
- Quarterly strategic reviews
Partner Requirements
Criteria for institutional and accredited investors
Minimum Investment
R500,000 minimum capital commitment for institutional investors. Smaller commitments considered for strategic partners.
Accreditation
Must meet South African accredited investor criteria or be an institutional investment entity with proper registration.
Commitment Terms
Minimum 12-month partnership term. Capital deployed across multiple transactions during period. Extensions by mutual agreement.
Due Diligence
Complete KYC/AML compliance, source of funds verification, and investment objective documentation required.
Investor FAQs
Common questions from institutional and accredited investors
Discuss Partnership Opportunities
Connect with our investor relations team to explore how Umnandi Capital can fit your portfolio strategy